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Some grocery stores even let you use your Visa Gift Cards from #9 to buy money orders, which you can use to pay off your credit card.Just make sure you get one with a PIN so you can use it as a debit card! Add an authorized user- Adding an authorized user means that someone else will get a credit card with their name on it but that is tied to your account. If you need help making a minimum spend, consider adding a friend or family member you trust as an authorized user, allowing them to spend money that counts toward your minimum spend, and have them pay you back in cash or a check. Pick up the tab when you’re out with a friend (cheapskate version)- Out to eat or for drinks with friends?They have a 99% track record of paying back the loans, so it’s not exactly donating.You’re giving money now (credit cards are accepted) and getting paid back that money at a future date.) Contact your credit card customer service and set your cash advance limit to

These “branded” gift cards don’t usually have any extra fees associated with them (so a gift card costs ), so buy them and stash them for later. If you’re not able to make a minimum spend, buy some of these during the minimum spend period and then use them at your leisure. Amazon Gift Cards- Amazon gift cards are an awesome way to meet minimum spends.

Load up your Pay Pal account with gift cards and use that to pay for items you buy online or even to pay other people.

Using this to meet a minimum spend is great, but don’t abuse it!

However, if you know you have big purchases, open up cards around that time so the big purchases can help you meet the requirement. Donate to charity- Most charitable organizations take credit cards.

This is a win-win for everyone; you’re helping others out and you’re helping yourself make a minimum spend. “Donate” to Kiva.org- is an incredible microfinancing organization that works with people in developing countries to give them loans.

. There are many different ways that you can use to meet minimum spend requirements, most of which require just a small amount of effort and won’t cost you anything extra.This prevents you from accidentally doing a cash advance. So before opening a credit card, always make sure that you can meet the minimum spend requirement – so that you can get that sweet sign up bonus and travel for free!

These “branded” gift cards don’t usually have any extra fees associated with them (so a gift card costs ), so buy them and stash them for later. If you’re not able to make a minimum spend, buy some of these during the minimum spend period and then use them at your leisure. Amazon Gift Cards- Amazon gift cards are an awesome way to meet minimum spends.Load up your Pay Pal account with gift cards and use that to pay for items you buy online or even to pay other people.Using this to meet a minimum spend is great, but don’t abuse it!However, if you know you have big purchases, open up cards around that time so the big purchases can help you meet the requirement. Donate to charity- Most charitable organizations take credit cards.This is a win-win for everyone; you’re helping others out and you’re helping yourself make a minimum spend. “Donate” to Kiva.org- is an incredible microfinancing organization that works with people in developing countries to give them loans.

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